Term Loans

InstaCap’s term loans provide your business with a lump sum of capital, paid back over a set period with fixed or flexible repayment terms. Perfect for major purchases or long-term investments, our term loans are designed to fuel your growth with reliable, predictable payments.

Lines of Credit

Our lines of credit give you access to flexible funding whenever you need it. Borrow only what you need and pay it back as you go, with the ability to draw funds multiple times. Ideal for managing cash flow or covering short-term expenses, our lines of credit offer unmatched flexibility.

Working Capital

InstaCap’s working capital solutions are designed to ensure your business has the cash flow to operate smoothly. Whether it’s for inventory, payroll, or unexpected expenses, our working capital funding helps you keep your operations running without the stress of cash shortages.

SBA Loans

As an approved SBA lender, InstaCap offers government-backed loans with favorable terms for small businesses. SBA loans are ideal for long-term investments, expansion, and working capital needs, providing low interest rates and extended repayment periods to help your business thrive.