At InstaCap, we’ve been proudly serving the small business community for over 10 years, providing tailored financial solutions to help them grow and thrive. Specializing in term loans, lines of credit, and SBA loans, we’ve helped countless businesses unlock the capital they need to reach their full potential. Our years of experience have honed our ability to offer some of the best terms in the industry, ensuring that every client receives a funding solution that works for their unique needs. Whether you're looking for fast cash flow or long-term growth opportunities, InstaCap is your trusted partner in business funding.

Our financial specialists tailor funding solutions to your unique goals and needs, offering term loans, lines of credit, and SBA loans with the best terms in the industry to support your growth.

Term Loans

InstaCap’s term loans provide your business with a lump sum of capital, paid back over a set period with fixed or flexible repayment terms. Perfect for major purchases or long-term investments, our term loans are designed to fuel your growth with reliable, predictable payments.

Lines of Credit

Our lines of credit give you access to flexible funding whenever you need it. Borrow only what you need and pay it back as you go, with the ability to draw funds multiple times. Ideal for managing cash flow or covering short-term expenses, our lines of credit offer unmatched flexibility.

Working Capital

InstaCap’s working capital solutions are designed to ensure your business has the cash flow to operate smoothly. Whether it’s for inventory, payroll, or unexpected expenses, our working capital funding helps you keep your operations running without the stress of cash shortages.

SBA Loans

As an approved SBA lender, InstaCap offers government-backed loans with favorable terms for small businesses. SBA loans are ideal for long-term investments, expansion, and working capital needs, providing low interest rates and extended repayment periods to help your business thrive.

"InstaCap made securing the funding I needed for my business expansion so simple. The team took the time to understand my needs, and they offered flexible terms that worked perfectly for my growing business. Thanks to them, we’re now able to reach more customers and grow faster than ever!"

"I can’t thank InstaCap enough for their support in helping us get the working capital we needed to weather tough times. Their quick approval process and competitive rates made all the difference. We now have the flexibility to manage cash flow with ease, and it’s allowed us to stay focused on growing our business."

"As a small business owner, I’ve always struggled with getting the right financing options. InstaCap changed that. Their SBA loan gave us the opportunity to expand our store, hire more staff, and really elevate our brand. Their team was incredibly knowledgeable and supportive throughout the entire process."

"InstaCap has been a lifesaver for my business. Their term loan gave us the capital we needed to purchase new equipment and improve our shop. The terms were unbeatable, and the process was incredibly smooth. I recommend InstaCap to any business owner looking for reliable funding options."